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Budget Template for Google Sheets

A simple, free Google Sheets budget template for monthly planning. Track income, fixed and variable expenses, and savings. Download Excel and CSV. No signup required.

Google SheetsExcelCSV
Cost

Free

Signup

No signup

Formats

Sheets, Excel, CSV

Best for

Finance

Updated

2026-06-19

Budget Template for Google Sheets preview — free Google Sheets template

What Is This Simple Budget Template?

This Google Sheets budget template is a free, simple monthly budget planner for tracking income, expenses, and savings. It is designed for beginners who want a straightforward way to manage their money without complex features.

Why Use a Google Sheets Simple Budget Template?

A budget template helps you take control of your finances. By writing down your income and expenses, you can see exactly where your money goes and make informed decisions about your spending.

When Should You Use This Simple Budget Template?

Use this template at the start of each month to plan your spending. It is ideal for budget beginners or anyone who wants a simple budgeting system. For more detailed tracking, try the budget planner or expense tracker templates.

What's Included

  • Monthly income
  • Fixed expenses
  • Variable expenses
  • Savings contribution
  • Total spending
  • Remaining balance

How to Use This Template

1Copy the template to your Google Drive.
2Enter your monthly income at the top.
3List fixed expenses like rent, utilities, and subscriptions.
4Add variable expenses for groceries, dining, and shopping.
5Set a savings goal and track contributions.
6Review your remaining balance to see if you are on track.

Who This Template Is For

IndividualsStudentsYoung ProfessionalsBudget Beginners

Available Formats

Google Sheets — Copy the template directly to your Google Drive. You can edit, share, and use it online from any device.

Excel (.xlsx) — Download the file and open it in Microsoft Excel, Apple Numbers, or any compatible spreadsheet application.

CSV — Download the comma-separated values file for use in data applications, databases, or legacy spreadsheet software.

Customization Tips

  • 💡Start with the fixed expenses first — these are non-negotiable and should be covered by your income.
  • 💡Adjust variable expense categories each month based on your actual spending.
  • 💡Use the remaining balance to decide how much extra to put toward savings or debt.

Use Cases

  • Monthly budget planning
  • Expense categorization
  • Savings tracking
Disclaimer: This template is for tracking and educational purposes only. It does not provide financial, investment, tax, or legal advice.

Frequently Asked Questions

Yes. Free to copy or download. No registration required.
Yes. It is designed for simplicity — just enter your numbers and the totals calculate automatically.
Yes. Add, rename, or remove categories to match your spending habits.
Yes. Totals and remaining balance are calculated automatically.
Yes. Download the Excel version for offline use.

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Last updated: 2026-06-19